Conventional Term Loans

(Non-SBA)

  • Unsecured
  • Fast Approvals
  • Monthly Payments
Get the capital you need—fast. Quick approvals, minimal docs, and straightforward terms.
 

WHAT OUR LENDERS CAN DO

$350,000

  • Loan Amount: $350,000
  • Interest Rate: 15%
  • Term Length: 10-years
  • Monthly Payment: $5,650

$500,000

  • Loan Amount: $500,000
  • Interest Rate: 15%
  • Term Length: 7-years
  • Monthly Payment: $9,650

Fund in 1-2 Weeks

Pay Off MCA Debts

No Real Estate Collateral

Get Started

Frequently Asked Questions

To qualify for a conventional term loan through Office Capital Group’s lender network, a business will need to meet these minimum requirements:

 

  • 1 year in business
  • Minimum 650 personal credit score
  • No active tax liens or judgements
  • At least $350,000 in annual revenue 

A conventional term loan can close in as little as little as 1-2 weeks!

Conventional term loans do not require as much paperwork as an SBA loan and can close much faster! Additionally, these loans can be used to refinance MCAs, while an SBA loan cannot.

To apply for a conventional term loan, we require:

  • 2024 business taxes
  • 2024 personal taxes
  • 6 months of bank statements
  • Business debt schedule
  • Driver’s license